The Bank of Queensland VISA debit card is a VISA debit card that is available for a number of current and everyday accounts offered by the Bank of Queensland.
As a VISA card it is available to be used at a number of outlets in the same way that a credit card would be used, although the funds are taken from the everyday fund and so they can not get the high interest that is charged for credit card balances. There are 29 million shops and service providers that accept VISA cards around the world, and the payments are accepted as if they are in the currency in which the item is quoted. The VISA card can also be used to buy goods on the internet or over the phone.
As the card is a VISA card it is covered by the VISA zero liability guarantee. This means that if there is an unauthorized transaction on the card, whether through fraud or theft then the card holder does not have to suffer a loss as long as the card holder did not contribute to the loss of the card and that the unauthorized transaction is reported in a timely way.
As well as being a VISA debit card it can also be used as an EFTPOS card and it can be used to withdraw money from ATM machines. There is a monthly fee for the card, but it is set at $1 a month, which works out at $12 a year. This is a very low rate compared to many of its competitors.
There are a number of everyday accounts that the Bank of Queensland’s VISA debit card can be used with. These include the Reverse Charges Account, the Ultimate Account, the Mortgage Offset Account, the Pension Plus Account, the Bonus Interest Savings Account, the Cash Management Account and the Choice Account.
The Reverse Charges Account allows for free transactions for balances of $2,000 and a flat monthly fee below that, something similar is offered with the Pension Plus account. The Ultimate Bank account runs on a flat monthly fee and a certain number of fee free transactions, including on the debit card. The mortgage offset account is a savings account which means that there is no need to access mortgage overpayments through redraw facilities. The cash management account is for those customers with an investment account with the Bank of Queensland. The Bonus Interest savings account gives extra interest in a month when there have been no withdrawals.
MyState Bank Glide Account
Pay no ongoing monthly fees, transaction fees, or ATM withdrawal fees. Earn up to 5.00% p.a. variable interest when paired with a Bonus Saver Account.
Mark K Howard
August 12, 2023I need to change my pin number
admin
August 14, 2023Hi Mark, you’ve actually reached Debitcards.com.au, one of Australia’s debit card comparison sites. You can give Bank of Queensland a call directly at 1300 995 710 and follow the prompts.
glen
July 22, 2022how to change daily limit
admin
July 28, 2022Hi Glen, you’ve actually reached a debit card comparison and information site, Debitcards.com.au. You can call BOQ directly at 1300 55 72 72.
Barry Hall (kingaroy
April 15, 2022I want to make purchases on my credit card (visa) as I used to, which of these new cards do I use as it so darn confusing. My previous card used to be for my business cheque and savings account that was 1 card the was purely my visa charge card, now they seem to link all my accounts,
admin
April 21, 2022Hi Barry, you’ve actually reached Debitcards.com.au, a debit card comparison and information site. I suggest reaching out to BOQ directly at 1300 55 72 72.
Jennifer Browning
August 12, 2020What is the maximum amount allowed to withdraw in one transaction please?
admin
August 12, 2020Hi Jennifer, in branch, you will be able to withdrawal all funds in your account. If it is a large amount of money. You may need to give the bank warning of your intent to withdraw that amount. As they may not have the cash at the branch.
Dwn Barker
August 14, 2019manage visa debit change pin
admin
August 14, 2019Hi, give BOQ customer service a call on 1300 55 72 72.
grant rafter
December 15, 2014I use this card for internet transactions. I ensure the balance is maintained at a level that will cover such transactions. I would like to be assured that any amount exceeding this balance will be declined and that the account can not go into overdraft