Virgin Money’s goal is to create a new banking experience that rewards you as a cardholder. It offers rewards points and extras without any monthly fees. Transaction accounts come with a Visa debit card that’s fee-free at selected ATM networks in Australia. You can earn points per transaction, which can be redeemed for cashback or giftcards through the Virgin Money app. You’ll also have access to Virgin Money’s ever-changing variety of discounts and perks.